Which is Better for Me a Will or a Trust:
| Planning Issue | Will | Trust |
| Limited Cash Flow | X | |
| Younger clients | X | |
| Older Clients | X | X |
| Limited assets, including life insurance | X | |
| IRA, 401K 403b or other large qualified retirement plans | X | |
| Difficulty of Probate in Montana (informal probate process) | X | X |
| Simple, outright disposition of assets at death (NOT RECOMMENDED in just about every situation) | X | |
| More sophisticated and disposition of assets at death, which protects your beneficiaries and your legacy. | X | |
| Privacy Issues | X | |
| Possible or Probable mental disability | X | |
| Desire to make everything as easy and inexpensive as possible for heirs. | X | |
| Desire for you heirs to receive the benefits of there inheritance in an expedient manner. | X | |
| Out-of-State real estate or timeshares | X | |
| Complicated dispositions issues | X | |
| Second marriage or children from prior marriage | X | |
| Out-of-state executors, trustees or guardians | X | |
| Tax planning | X | |
| Protection of inheritance for spouse, children and grandchildren | X | |
| Medicaid planning or qualification issues | X | |
| Planning for beneficiaries with “special needs” | X |